:root{
  --cream:#F4EEE3; --paper:#FBF8F1; --ink:#10241C; --muted:#4D5C55; --line:#E3D9C6;
  --green:#0B3127; --gold:#D4B068; --gold-deep:#7A5A1E;
  --serif:'Cormorant Garamond', Georgia, 'Times New Roman', serif;
  --roman:'Cinzel', Georgia, serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;background:var(--cream);color:var(--ink);font-family:'Figtree',system-ui,-apple-system,'Segoe UI',sans-serif;font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{display:block}
a{color:var(--green);text-underline-offset:2px}
a:hover{color:#1F5A45}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-9999px;top:8px;background:var(--green);color:var(--cream);padding:10px 16px;border-radius:8px;z-index:100}
.skip:focus{left:16px}
.wrap{max-width:1200px;margin:0 auto;padding:0 20px}

/* Header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(244,238,227,.95);backdrop-filter:saturate(1.2) blur(8px);-webkit-backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo img{width:42px;height:42px}
.wordmark{font-family:var(--roman);font-weight:700;font-size:19px;letter-spacing:.08em;color:var(--green)}
.wordmark span{color:var(--gold-deep)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:999px;font-weight:700;font-size:15px;text-decoration:none;background:var(--green);color:var(--cream)}
.btn:hover{background:#174A39;color:var(--cream)}

/* Title band */
.legal-hero{padding:40px 0 32px;border-bottom:1px solid var(--line)}
.eyebrow{font-family:var(--roman);font-size:13px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin:0 0 10px}
.legal-hero h1{margin:0;font-family:var(--serif);font-weight:700;font-size:clamp(2.6rem,9vw,4.2rem);line-height:1.02;color:var(--green);font-variant-numeric:lining-nums}
.meta{margin:14px 0 0;font-size:14px;color:var(--muted)}
.lead{margin:18px 0 0;font-size:18px;color:#33443C;max-width:720px}

/* Layout */
.legal-body{display:grid;grid-template-columns:minmax(0,1fr);gap:24px;padding-top:28px;padding-bottom:72px}
.legal-body>*{min-width:0}
.toc{background:var(--paper);border:1px solid var(--line);border-radius:16px}
.toc summary{cursor:pointer;list-style:none;padding:14px 18px;font-weight:700;display:flex;justify-content:space-between;align-items:center;min-height:48px}
.toc summary::-webkit-details-marker{display:none}
.toc summary::after{content:"";width:10px;height:10px;border-right:2.5px solid var(--gold-deep);border-bottom:2.5px solid var(--gold-deep);transform:rotate(45deg);margin-top:-5px}
.toc[open] summary::after{transform:rotate(-135deg);margin-top:5px}
.toc ol{margin:0;padding:0 18px 14px;list-style:none;font-size:15px}
.toc li{padding:5px 0}
.toc a{color:var(--muted);text-decoration:none}
.toc a:hover{color:var(--green);text-decoration:underline}

.content{max-width:740px;font-size:17px}
.content h2{font-family:var(--serif);font-weight:700;font-size:32px;line-height:1.15;color:var(--green);margin:44px 0 12px;font-variant-numeric:lining-nums}
.content h2:first-child{margin-top:4px}
.content h3{font-size:18px;margin:24px 0 8px}
.content p{margin:0 0 14px}
.content ul,.content ol{margin:0 0 16px;padding-left:22px}
.content li{margin:0 0 8px}
.content strong{color:var(--ink)}
.table-wrap{overflow-x:auto;margin:6px 0 20px;border:1px solid var(--line);border-radius:14px;background:var(--paper)}
.content table{width:100%;border-collapse:collapse;font-size:15px;min-width:520px}
.content th,.content td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--line)}
.content th{font-size:13px;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);background:#F1EADC}
.content tr:last-child td{border-bottom:0}
.callout{background:var(--paper);border:2px solid var(--gold);border-radius:16px;padding:18px 20px;margin:8px 0 22px}
.callout p:last-child{margin:0}
.related{margin-top:48px;padding-top:24px;border-top:1px solid var(--line);font-size:15px;color:var(--muted)}
.related a{margin-right:16px;display:inline-block;padding:6px 0}

/* Footer */
.site-footer{background:#081F19;color:#C9D6CF;padding:44px 0}
.footer-row{display:flex;flex-direction:column;gap:22px}
.footer-brand{display:flex;align-items:center;gap:12px}
.footer-brand img{width:52px;height:52px}
.site-footer .wordmark{color:var(--cream);font-size:22px}
.site-footer .wordmark span{color:var(--gold)}
.footer-nav{display:flex;flex-direction:column}
.footer-nav a{color:var(--cream);font-size:15px;padding:10px 0}
.copyright{margin-top:22px;font-size:13px;color:#9FB2A8}

/* Tables become stacked cards on phones */
@media (max-width:640px){
  .table-wrap{overflow:visible;border:0;background:transparent}
  .content table{min-width:0}
  .content thead{position:absolute;left:-9999px}
  .content table,.content tbody,.content tr,.content td{display:block;width:100%}
  .content tr{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:6px 0;margin:0 0 12px}
  .content td{border:0;padding:6px 16px}
  .content td::before{content:attr(data-label);display:block;font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--muted)}
  .content td:first-child{font-weight:700}
  .content .kv td::before{display:none}
  .content .kv td:first-child{font-size:13px;color:var(--muted);padding-bottom:0}
}
@media (min-width:900px){
  .wrap{padding:0 40px}
  .header-row{min-height:80px}
  .logo img{width:52px;height:52px}
  .wordmark{font-size:22px}
  .legal-hero{padding:64px 0 44px}
  .legal-body{grid-template-columns:260px minmax(0,1fr);gap:64px;padding-top:48px;padding-bottom:104px;align-items:start}
  .toc{position:sticky;top:104px}
  .toc summary{pointer-events:none}
  .toc summary::after{display:none}
  .footer-row{flex-direction:row;justify-content:space-between;align-items:center}
  .footer-nav{flex-direction:row;flex-wrap:wrap;gap:4px}
  .footer-nav a{padding:12px}
}
@media print{
  .site-header,.toc,.site-footer,.related{display:none}
  body{background:#fff}
  .legal-body{display:block;padding:0}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}